Ethika Insurance

In India, Ethika Insurance is a reliable and trustworthy insurance broker. Susheel Agarwal founded Ethika Insurance in 2014. Ethika has been working to ensure the insurance claim process runs smoothly so clients don't have to worry about anything. Our employee benefits insurance covers most types of corporate insurance solutions such as group health insurance, group term life, gratuity insurance, business liability insurance and many more. Let Ethika help you protect your business.

Fire Insurance

The most popular Property Insurance cover in India is Fire Insurance. Although called Fire Insurance, the policy offers coverage against the operation of various specified perils under a single policy. The policy is technically named as Standard Fire and Special Perils Policy.

Home Insurance

Get Home Insurance and Protect Your Building From Fire, Riot, Earthquake, Construction Defects & More. Landscape Cover. Personal Accident Cover. Loss Of Cash Cover. Compound Wall Cover. Insurance coverage: Water Pipe Burst, Seepage, Defects, Terrorism, Forest Fire.

 

Commercial General Liability

This is a complete policy to provide seamless protection to the Insured and covers Third Party Liabilities arising from various business exposures such as those arising from Premises, Products, completed operations, Advertising &Personal injury and provides supplemental payments, thus ensuring complete protection to the insured against Liability issues.

Directors And Officers Liability

The reason For Directors and Officers Liability Insurance is “The expansion of global footprints of Indian companies, Stringent and Complex Regulatory Environment, increased shareholder litigation”.This has made the job of Directors and officers of company more challenging. It is a fact that virtually everything they do creates the potential for second-guessing and perhaps claims by persons adversely affected by their actions and decisions.

Motor Insurance

A Motor Insurance Policy is a contract between the insurance company and insured that safeguards the policyholder against financial loss in case of Fire, theft or accident. Car Insurance offers coverage for property like theft or damage of your car liability, legal accountability to others for property damage, death, bodily injury, the expenses for injury treatment etc.

Marine Insurance

Marine insurance is essentially international and consequently a wide variety of “ adventures “ need to be protected. Marine insurance includes, insurance of ships under construction, transit of goods overseas, lakes, rivers & inland waterways and of land transit.

Personal Accident Policy

The possibility of someone dying from an accident on the way of buying a lottery ticket is much higher than the possibility of he winning the lottery ticket.

Group Health Insurance

 

If you have already provided Group Health insurance of ₹ 5 lacs, you can increase it by another ₹ 20 lacs for less than ₹ 999 per employee per year by opting for Group Super Top up Insurance policy. No room Rent Limit. Extra Premium for Waiving off Pre-existing disease waiting period.